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We hope you enjoyed some time off over Easter.

In our April newsletter, we take a look at income protection insurance, contributing to super versus paying your mortgage, the super scheme for first home buyers and trusts. We finish off with a tried and test method for making you happy!

To arrange a review or to speak to one of our team, please contact this office on 02 9150 9555 or clientservices@harman.com.au.

Enjoy!

Regards,

James Harman

Getting more out of income protection insurance

If you’re working and haven’t yet reached the point of financial independence then income protection insurance should be on your radar. As the name implies, it can help you protect your greatest asset – the ability to earn an income.

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Should I pay off my mortgage or contribute to super?

One of the most popular questions we are asked by our clients is whether it’s best to pay off their mortgage first or salary sacrifice money into their super fund – or can they do both?

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The super scheme for first home buyers

The First Home Super Saver (FHSS) Scheme was introduced to help people save for their first home. This article highlights its features and explains how it works and why it may be beneficial – for some.

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Placing your family wealth in trust

The basic function of a trust is to separate control and ownership. The result of using a trust is that assets are protected and profits are distributed in the most tax-effective way.

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The Method Scientifically Proven To Make You Happy!

It is usually taught or passed down to us through our parents and families and is as commonplace and unacknowledged as the kitchen sink

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