In our April newsletter, we take a look at income protection insurance, contributing to super versus paying your mortgage, the super scheme for first home buyers and trusts. We finish off with a tried and test method for making you happy!
To arrange a review or to speak to one of our team, please contact this office on 02 9553 1444 or james@harman.com.au.
If you’re working and haven’t yet reached the point of financial independence then income protection insurance should be on your radar. As the name implies, it can help you protect your greatest asset – the ability to earn an income.
One of the most popular questions we are asked by our clients is whether it’s best to pay off their mortgage first or salary sacrifice money into their super fund – or can they do both?
The First Home Super Saver (FHSS) Scheme was introduced to help people save for their first home. This article highlights its features and explains how it works and why it may be beneficial – for some.
The basic function of a trust is to separate control and ownership. The result of using a trust is that assets are protected and profits are distributed in the most tax-effective way.
Harman Advisory Services Pty Ltd (ACN 167 339 077)
is a Corporate Authorised Representative (CAR No. 452 263)
of Bristol Street Financial Services (ABN 88 139 367 141)(AFSL No. 344 085)
James Z Harman (A.R. No. 267 656) is the Principal of Harman Advisory Services Pty Ltd.
Kevin Herbert (A.R. No. 258 473)
627 Forest Rd
Bexley, NSW
2207 Australia
02 9553 1444
